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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,558 | $63,346+25.6% | $92,240-13.7% | $70,126+13.5% |
| Participation rate | 35.3% | 68.7%-33.4pp | 76.5%-41.2pp | 69.5%-34.2pp |
| Annual return | 16.76% | 530.19%-513.4pp | 176.29%-159.5pp | 73.15%-56.4pp |
| Employer contribution / active EE | $2,402 | $2,471-2.8% | $3,680-34.7% | $2,343+2.5% |
| Participant deferral / active EE | $2,254 | $2,854-21.0% | $3,897-42.2% | $3,332-32.3% |
| Admin fee / account holder | $5,314 | $3,841+38.4% | $5,194+2.3% | $4,645+14.4% |