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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,313 | $73,978-87.4% | $96,515-90.4% | $75,173-87.6% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 14.84% | 26.72%-11.9pp | 35.73%-20.9pp | 160.72%-145.9pp |
| Employer contribution / active EE | $2,360 | $2,931-19.5% | $3,740-36.9% | $2,671-11.6% |
| Participant deferral / active EE | $79 | $3,660-97.8% | $4,880-98.4% | $4,126-98.1% |
| Admin fee / account holder | $2,134 | $5,219-59.1% | $6,735-68.3% | $5,651-62.2% |