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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,589 | $76,551+254.8% | $123,894+119.2% | $62,881+331.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 7.78% | 18.68%-10.9pp | 47.52%-39.7pp | 20.14%-12.4pp |
| Employer contribution / active EE | $7,469 | $2,882+159.1% | $4,617+61.8% | $2,281+227.5% |
| Participant deferral / active EE | $11,449 | $4,840+136.6% | $5,984+91.3% | $3,203+257.4% |
| Admin fee / account holder | $8,080 | $4,826+67.4% | $8,357-3.3% | $4,296+88.1% |