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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,712 | $93,064+10.4% | $74,577+37.7% | $273,972-62.5% |
| Participation rate | 85.7% | 74.9%+10.8pp | 68.1%+17.6pp | 83.0%+2.7pp |
| Annual return | 8.47% | 26.18%-17.7pp | 20.47%-12.0pp | 41.46%-33.0pp |
| Employer contribution / active EE | $6,372 | $3,160+101.6% | $2,525+152.3% | $4,869+30.9% |
| Participant deferral / active EE | $6,135 | $4,160+47.5% | $3,458+77.4% | $5,287+16.0% |
| Admin fee / account holder | $8,904 | $5,273+68.9% | $4,138+115.2% | $10,133-12.1% |