Retirement plan

ZENITH AMERICAN SOLUTIONS INC. 401(K) PROFIT SHARING PLAN FOR FORMER GEMGROUP EMPLOYEES

Name: ZENITH AMERICAN SOLUTIONS INC. - ZENITH AMERICAN SOLUTIONS INC. 401(K) PROFIT SHARING PLAN FOR FORMER GEMGROUP EMPLOYEES (2017) Form 5500
Creator: ZENITH AMERICAN SOLUTIONS INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ZENITH AMERICAN SOLUTIONS INC. 401(K) PROFIT SHARING PLAN FOR FORMER GEMGROUP EMPLOYEES, ZENITH AMERICAN SOLUTIONS INC.

ZENITH AMERICAN SOLUTIONS INC.EIN 52-1590516Plan #002PY 2017

1200 THREE GATEWAY CENTER - PITTSBURGH, PA 15222412-471-2885zenith-american.comLinkedIn1001-5000 employeesinsurance

Other plans on this EIN

3 filings

#001Retirement-$84.3M assets #003Retirement-$6.7M assets #004Retirement-$5.4M assets

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$11.9M

No prior year

Total participants

163

No prior year

Average account balance

$72,994

No prior year

Annual return

15.16%

No prior year

Benchmarks

See 2,201 peers

Peer group

Industry52 - Finance and Insurance

Plan typeDefined contribution

Participants100-249

Cohort2,201 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

Not enough data

0 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

-99.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
FIDUCIA GROUP LLC1+ years Filed as: FIDUCIA GROUP Service code 27 100 WEST STATION SQ DRIVE · PITTSBURGH, PA 15219	Advisory (Plan)	$11,231

Plan features & details

Pension benefit codes2C2G2J

Plan features

2C
Money purchase plan
Money purchase pension plan other than a target benefit plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$17K

$164 / participant

Investment mgmt$15K92.7%
Other / not subdivided$1K7.3%

% of EOY assets

0.140%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CYPHER & CYPHER
Auditor EIN: 251385288
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$72,994

$89,739-18.7%

$149,721-51.2%

$62,293+17.2%

Participation rate

100.0%

85.1%+14.9pp

87.1%+12.9pp

69.5%+30.5pp

Annual return

15.16%

21.01%-5.9pp

1501.67%-1486.5pp

28.90%-13.7pp

Employer contribution / active EE

$1,229

$3,233-62.0%

$5,444-77.4%

$2,042-39.8%

Participant deferral / active EE

$3,466

$4,797-27.8%

$6,568-47.2%

$3,169+9.4%

Admin fee / account holder

$103

$551-81.4%

$11,282-99.1%

$479-78.6%

Provider

Service type

Compensation

FIDUCIA GROUP LLC1+ years

Filed as: FIDUCIA GROUP

Service code 27

100 WEST STATION SQ DRIVE · PITTSBURGH, PA 15219

Advisory (Plan)

$11,231

ZENITH AMERICAN SOLUTIONS INC. 401(K) PROFIT SHARING PLAN FOR FORMER GEMGROUP EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ZENITH AMERICAN SOLUTIONS INC. 401(K) PROFIT SHARING PLAN FOR FORMER GEMGROUP EMPLOYEES

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion