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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,554 | $135,956-37.8% | $123,894-31.8% | $273,972-69.1% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 0.97% | 56.63%-55.7pp | 47.52%-46.6pp | 41.46%-40.5pp |
| Employer contribution / active EE | $7,016 | $5,170+35.7% | $4,617+52.0% | $4,869+44.1% |
| Participant deferral / active EE | $11,672 | $6,343+84.0% | $5,984+95.0% | $5,287+120.8% |
| Admin fee / account holder | $408 | $9,817-95.8% | $8,357-95.1% | $10,133-96.0% |