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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,362 | $107,944+88.4% | $91,994+121.1% | $152,885+33.0% |
| Participation rate | 75.0% | 81.2%-6.2pp | 78.6%-3.6pp | 82.5%-7.5pp |
| Annual return | 20.24% | 89.26%-69.0pp | 69.03%-48.8pp | 345.39%-325.1pp |
| Employer contribution / active EE | $7,872 | $4,210+87.0% | $3,452+128.0% | $4,763+65.3% |
| Participant deferral / active EE | $5,174 | $6,365-18.7% | $5,923-12.6% | $5,851-11.6% |
| Admin fee / account holder | $2,802 | $10,521-73.4% | $7,743-63.8% | $11,598-75.8% |