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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,216 | $86,949+21.0% | $102,460+2.7% | $80,959+30.0% |
| Participation rate | 98.7% | 72.4%+26.4pp | 76.5%+22.2pp | 67.7%+31.1pp |
| Annual return | 8.77% | 18.89%-10.1pp | 29.47%-20.7pp | 35.67%-26.9pp |
| Employer contribution / active EE | $4,288 | $2,370+81.0% | $3,025+41.8% | $2,757+55.5% |
| Participant deferral / active EE | $4,890 | $4,121+18.6% | $5,056-3.3% | $4,300+13.7% |
| Admin fee / account holder | $6,231 | $8,048-22.6% | $9,460-34.1% | $6,925-10.0% |