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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,438 | $78,694-2.9% | $67,653+13.0% | $125,388-39.0% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | 2.82% | 9.46%-6.6pp | 6625.22%-6622.4pp | 282.24%-279.4pp |
| Employer contribution / active EE | $4,318 | $3,044+41.9% | $2,266+90.6% | $4,866-11.3% |
| Participant deferral / active EE | $6,345 | $4,292+47.8% | $3,560+78.2% | $5,352+18.6% |
| Admin fee / account holder | $931 | $7,403-87.4% | $4,821-80.7% | $9,541-90.2% |