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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,514 | $157,304+91.7% | $141,197+113.5% | $152,909+97.2% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 11.38% | 64.34%-53.0pp | 71.41%-60.0pp | 345.46%-334.1pp |
| Employer contribution / active EE | $8,951 | $5,263+70.1% | $4,736+89.0% | $4,764+87.9% |
| Participant deferral / active EE | $14,125 | $7,111+98.6% | $6,710+110.5% | $5,851+141.4% |
| Admin fee / account holder | $3,008 | $12,126-75.2% | $10,265-70.7% | $11,601-74.1% |