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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,053 | $118,695+82.9% | $98,916+119.4% | $158,950+36.6% |
| Participation rate | 50.0% | 77.8%-27.8pp | 76.0%-26.0pp | 82.0%-32.0pp |
| Annual return | 13.46% | 372.39%-358.9pp | 196.45%-183.0pp | 302.91%-289.4pp |
| Employer contribution / active EE | $1,353 | $3,333-59.4% | $2,689-49.7% | $4,762-71.6% |
| Participant deferral / active EE | $1,691 | $5,088-66.8% | $4,245-60.2% | $5,983-71.7% |
| Admin fee / account holder | $31 | $10,132-99.7% | $6,642-99.5% | $11,248-99.7% |