Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $8,069 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,276 | $52,884+32.9% | $84,753-17.1% | $55,167+27.4% |
| Participation rate | 38.3% | 67.5%-29.3pp | 76.6%-38.3pp | 69.0%-30.7pp |
| Annual return | 3.54% | 18.03%-14.5pp | 22.78%-19.2pp | 169.23%-165.7pp |
| Employer contribution / active EE | $658 | $2,233-70.6% | $3,574-81.6% | $1,963-66.5% |
| Participant deferral / active EE | $1,533 | $2,644-42.0% | $3,712-58.7% | $3,054-49.8% |
| Admin fee / account holder | $128 | $581-77.9% | $5,333-97.6% | $504-74.6% |