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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,478 | $127,387-23.5% | $115,038-15.3% | $125,389-22.3% |
| Participation rate | 71.4% | 84.2%-12.7pp | 81.4%-9.9pp | 83.2%-11.8pp |
| Annual return | -1.67% | 31.28%-32.9pp | 26.14%-27.8pp | 282.24%-283.9pp |
| Employer contribution / active EE | $3,557 | $5,166-31.1% | $4,608-22.8% | $4,866-26.9% |
| Participant deferral / active EE | $12,339 | $6,423+92.1% | $6,026+104.8% | $5,352+130.6% |
| Admin fee / account holder | $7,004 | $9,516-26.4% | $8,175-14.3% | $9,541-26.6% |