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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,620 | $96,419-20.5% | $80,648-5.0% | $139,487-45.1% |
| Participation rate | 81.8% | 73.6%+8.2pp | 67.0%+14.8pp | 80.3%+1.5pp |
| Annual return | 20.41% | 1352.86%-1332.5pp | 937.21%-916.8pp | 373.84%-353.4pp |
| Employer contribution / active EE | $0 | $3,261-100.0% | $2,724-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $6,897 | $5,225+32.0% | $4,443+55.2% | $6,713+2.8% |
| Admin fee / account holder | $301 | $6,605-95.4% | $5,382-94.4% | $11,407-97.4% |