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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,285 | $54,162+77.8% | $68,612+40.3% | $64,173+50.0% |
| Participation rate | 93.3% | 68.1%+25.3pp | 72.2%+21.1pp | 69.6%+23.8pp |
| Annual return | -3.01% | -1.62%-1.4pp | -4.63%+1.6pp | 7.63%-10.6pp |
| Employer contribution / active EE | $984 | $1,846-46.7% | $2,625-62.5% | $2,381-58.7% |
| Participant deferral / active EE | $4,055 | $2,626+54.4% | $3,311+22.5% | $3,470+16.9% |
| Admin fee / account holder | $1,499 | $4,029-62.8% | $5,131-70.8% | $4,887-69.3% |