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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,987 | $56,544+75.1% | $75,501+31.1% | $70,126+41.2% |
| Participation rate | 100.0% | 68.1%+31.9pp | 72.4%+27.6pp | 69.5%+30.5pp |
| Annual return | 17.43% | 23.59%-6.2pp | 27.35%-9.9pp | 73.15%-55.7pp |
| Employer contribution / active EE | $831 | $1,817-54.3% | $2,352-64.7% | $2,343-64.5% |
| Participant deferral / active EE | $4,019 | $2,580+55.8% | $3,142+27.9% | $3,332+20.6% |
| Admin fee / account holder | $2,049 | $3,827-46.5% | $5,801-64.7% | $4,645-55.9% |