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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,333 | $208,088+7.3% | $186,193+19.9% | $154,746+44.3% |
| Participation rate | 83.3% | 80.0%+3.3pp | 77.1%+6.2pp | 80.7%+2.6pp |
| Annual return | 15.66% | 89.97%-74.3pp | 78.03%-62.4pp | 172.34%-156.7pp |
| Employer contribution / active EE | $2,753 | $4,340-36.6% | $3,918-29.7% | $4,379-37.1% |
| Participant deferral / active EE | $13,316 | $7,078+88.1% | $6,513+104.4% | $6,730+97.8% |
| Admin fee / account holder | $462 | $11,698-96.0% | $11,058-95.8% | $14,365-96.8% |