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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,333 | $180,749+23.6% | $160,784+38.9% | $137,256+62.7% |
| Participation rate | 83.3% | 80.0%+3.4pp | 77.0%+6.4pp | 80.0%+3.4pp |
| Annual return | 15.66% | 2234.46%-2218.8pp | 1803.92%-1788.3pp | 220.34%-204.7pp |
| Employer contribution / active EE | $2,753 | $4,155-33.7% | $3,733-26.3% | $4,156-33.8% |
| Participant deferral / active EE | $13,316 | $6,844+94.6% | $6,293+111.6% | $6,407+107.8% |
| Admin fee / account holder | $462 | $10,397-95.6% | $9,717-95.2% | $12,270-96.2% |