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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,371 | $160,040-23.5% | $147,096-16.8% | $145,877-16.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.52% | 98.49%-82.0pp | 419.75%-403.2pp | 551.28%-534.8pp |
| Employer contribution / active EE | $3,550 | $5,289-32.9% | $4,936-28.1% | $4,663-23.9% |
| Participant deferral / active EE | $1,046 | $8,429-87.6% | $8,071-87.0% | $6,691-84.4% |
| Admin fee / account holder | $19,324 | $15,050+28.4% | $13,005+48.6% | $13,402+44.2% |