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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,976 | $148,623-8.5% | $135,9740% | $139,466-2.5% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.3pp | 80.3%-13.7pp |
| Annual return | 17.68% | 79.30%-61.6pp | 68.30%-50.6pp | 373.66%-356.0pp |
| Employer contribution / active EE | $3,936 | $5,246-25.0% | $4,859-19.0% | $4,754-17.2% |
| Participant deferral / active EE | $2,751 | $8,103-66.1% | $7,760-64.6% | $6,712-59.0% |
| Admin fee / account holder | $33,008 | $12,406+166.1% | $10,767+206.6% | $11,409+189.3% |