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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,756 | $85,766+263.5% | $136,297+128.7% | $70,124+344.6% |
| Participation rate | 97.2% | 74.2%+23.1pp | 81.9%+15.3pp | 69.5%+27.7pp |
| Annual return | 16.09% | 31.45%-15.4pp | 5156.19%-5140.1pp | 73.14%-57.1pp |
| Employer contribution / active EE | $8,755 | $2,966+195.2% | $4,696+86.5% | $2,342+273.8% |
| Participant deferral / active EE | $8,844 | $5,051+75.1% | $6,247+41.6% | $3,332+165.4% |
| Admin fee / account holder | $43,004 | $5,420+693.4% | $9,244+365.2% | $4,645+825.7% |