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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,704 | $76,551+300.7% | $123,894+147.6% | $62,881+387.8% |
| Participation rate | 97.3% | 73.0%+24.3pp | 81.4%+15.9pp | 69.3%+28.0pp |
| Annual return | 7.77% | 18.68%-10.9pp | 47.52%-39.7pp | 20.14%-12.4pp |
| Employer contribution / active EE | $9,104 | $2,882+215.8% | $4,617+97.2% | $2,281+299.1% |
| Participant deferral / active EE | $7,954 | $4,840+64.4% | $5,984+32.9% | $3,203+148.3% |
| Admin fee / account holder | $1,090 | $4,826-77.4% | $8,357-87.0% | $4,296-74.6% |