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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $387,296 | $102,429+278.1% | $147,096+163.3% | $80,925+378.6% |
| Participation rate | 94.3% | 75.9%+18.5pp | 82.2%+12.2pp | 67.7%+26.7pp |
| Annual return | 14.30% | 135.02%-120.7pp | 419.75%-405.4pp | 35.65%-21.3pp |
| Employer contribution / active EE | $8,002 | $3,716+115.4% | $4,936+62.1% | $2,756+190.3% |
| Participant deferral / active EE | $9,587 | $6,649+44.2% | $8,071+18.8% | $4,299+123.0% |
| Admin fee / account holder | $6,002 | $7,957-24.6% | $13,005-53.9% | $6,940-13.5% |