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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,699 | $209,428-69.6% | $178,498-64.3% | $158,950-59.9% |
| Participation rate | 66.7% | 86.4%-19.7pp | 81.9%-15.3pp | 82.0%-15.3pp |
| Annual return | 19.00% | 188.78%-169.8pp | 151.09%-132.1pp | 302.91%-283.9pp |
| Employer contribution / active EE | $2,526 | $5,707-55.7% | $5,011-49.6% | $4,762-47.0% |
| Participant deferral / active EE | $10,507 | $5,955+76.4% | $5,202+102.0% | $5,983+75.6% |
| Admin fee / account holder | $212 | $17,077-98.8% | $13,985-98.5% | $11,248-98.1% |