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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,562 | $118,877+8.1% | $96,570+33.1% | $167,536-23.3% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 8.03% | 50.50%-42.5pp | 37.79%-29.8pp | 478.82%-470.8pp |
| Employer contribution / active EE | $10,531 | $3,121+237.4% | $2,357+346.8% | $4,839+117.6% |
| Participant deferral / active EE | $11,588 | $4,617+151.0% | $3,849+201.0% | $6,342+82.7% |
| Admin fee / account holder | $4,545 | $8,069-43.7% | $6,182-26.5% | $12,315-63.1% |