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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,845 | $72,027+126.1% | $185,835-12.4% | $79,852+103.9% |
| Participation rate | 100.0% | 65.8%+34.2pp | 78.0%+22.0pp | 69.6%+30.4pp |
| Annual return | 13.33% | 23.13%-9.8pp | 35.96%-22.6pp | 31.72%-18.4pp |
| Employer contribution / active EE | $6,685 | $1,965+240.2% | $4,087+63.6% | $2,471+170.5% |
| Participant deferral / active EE | $9,725 | $3,780+157.3% | $5,633+72.6% | $3,740+160.0% |
| Admin fee / account holder | $314 | $4,513-93.0% | $9,502-96.7% | $5,306-94.1% |