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| Provider | Service type | Compensation |
|---|---|---|
COASTAL PENSION SERVICES2 years Service code 16 · EIN 52-1053785 | Consulting | $2,750 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $392 |
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,689 | $52,639+144.5% | $185,117-30.5% | $62,293+106.6% |
| Participation rate | 99.1% | 63.9%+35.2pp | 77.3%+21.8pp | 69.5%+29.6pp |
| Annual return | 12.91% | 19.57%-6.7pp | 40.50%-27.6pp | 28.90%-16.0pp |
| Employer contribution / active EE | $4,209 | $1,483+183.9% | $4,182+0.6% | $2,042+106.1% |
| Participant deferral / active EE | $6,693 | $3,097+116.1% | $5,045+32.7% | $3,169+111.2% |
| Admin fee / account holder | $198 | $374-47.0% | $8,159-97.6% | $479-58.7% |