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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,131 | $99,009-23.1% | $86,581-12.1% | $147,585-48.4% |
| Participation rate | 70.0% | 76.3%-6.3pp | 73.5%-3.5pp | 82.8%-12.8pp |
| Annual return | 20.33% | 1312.70%-1292.4pp | 965.06%-944.7pp | 578.58%-558.3pp |
| Employer contribution / active EE | $2,513 | $3,132-19.8% | $2,840-11.5% | $4,876-48.5% |
| Participant deferral / active EE | $6,562 | $3,972+65.2% | $3,609+81.8% | $5,439+20.7% |
| Admin fee / account holder | $772 | $5,709-86.5% | $4,904-84.3% | $10,886-92.9% |