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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,084 | $97,761+42.3% | $83,850+65.9% | $135,382+2.7% |
| Participation rate | 95.8% | 80.0%+15.9pp | 76.1%+19.7pp | 82.6%+13.2pp |
| Annual return | 7.02% | 1287.44%-1280.4pp | 850.92%-843.9pp | 519.77%-512.7pp |
| Employer contribution / active EE | $2,814 | $4,222-33.4% | $3,631-22.5% | $4,779-41.1% |
| Participant deferral / active EE | $4,036 | $4,682-13.8% | $4,082-1.1% | $5,609-28.0% |
| Admin fee / account holder | $3,371 | $6,674-49.5% | $5,478-38.5% | $10,829-68.9% |