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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,363 | $99,345+25.2% | $84,753+46.7% | $273,972-54.6% |
| Participation rate | 95.7% | 80.7%+15.0pp | 76.6%+19.1pp | 83.0%+12.6pp |
| Annual return | 8.12% | 22.93%-14.8pp | 22.78%-14.7pp | 41.46%-33.3pp |
| Employer contribution / active EE | $2,420 | $4,214-42.6% | $3,574-32.3% | $4,869-50.3% |
| Participant deferral / active EE | $3,633 | $4,270-14.9% | $3,712-2.1% | $5,287-31.3% |
| Admin fee / account holder | $596 | $6,645-91.0% | $5,333-88.8% | $10,133-94.1% |