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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,472 | $106,267+12.4% | $96,520+23.8% | $139,456-14.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 13.66% | 38.45%-24.8pp | 35.72%-22.1pp | 373.45%-359.8pp |
| Employer contribution / active EE | $16,823 | $4,105+309.8% | $3,739+350.0% | $4,753+254.0% |
| Participant deferral / active EE | $5,611 | $5,454+2.9% | $4,879+15.0% | $6,711-16.4% |
| Admin fee / account holder | $1,576 | $7,882-80.0% | $6,733-76.6% | $11,407-86.2% |