See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY10+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $132,588 |
Filed as: CETERA INVESTMENT ADVISERS LLC Service code 27 · EIN 36-3258176 | Advisory (Plan) | $25,445 |
EIDE BAILLY LLP1 year Service code 10 · EIN 45-0250958 | Accounting | $17,325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,770 | $106,028-8.7% | $146,958-34.2% | $77,643+24.6% |
| Participation rate | 51.0% | 78.4%-27.4pp | 82.2%-31.2pp | 70.6%-19.6pp |
| Annual return | 12.46% | 56.73%-44.3pp | 418.34%-405.9pp | 31.24%-18.8pp |
| Employer contribution / active EE | $2,162 | $4,063-46.8% | $4,933-56.2% | $2,726-20.7% |
| Participant deferral / active EE | $3,931 | $7,990-50.8% | $8,070-51.3% | $4,647-15.4% |
| Admin fee / account holder | $332 | $337-1.5% | $12,998-97.4% | $430-22.8% |