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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,636 | $102,385+176.1% | $147,080+92.2% | $80,935+249.2% |
| Participation rate | 86.1% | 75.9%+10.2pp | 82.2%+3.9pp | 67.7%+18.4pp |
| Annual return | 22.30% | 135.09%-112.8pp | 420.17%-397.9pp | 35.66%-13.4pp |
| Employer contribution / active EE | $4,272 | $3,717+14.9% | $4,933-13.4% | $2,757+55.0% |
| Participant deferral / active EE | $9,573 | $6,651+43.9% | $8,066+18.7% | $4,299+122.7% |
| Admin fee / account holder | $2,789 | $7,951-64.9% | $12,989-78.5% | $6,924-59.7% |