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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,228 | $82,678+122.8% | $125,391+46.9% | $68,490+169.0% |
| Participation rate | 90.9% | 75.1%+15.8pp | 82.4%+8.5pp | 67.9%+23.0pp |
| Annual return | -20.57% | -5.97%-14.6pp | 572.41%-593.0pp | -7.85%-12.7pp |
| Employer contribution / active EE | $4,585 | $3,382+35.6% | $4,816-4.8% | $2,597+76.6% |
| Participant deferral / active EE | $10,355 | $6,111+69.4% | $7,448+39.0% | $4,028+157.1% |
| Admin fee / account holder | $17,481 | $6,277+178.5% | $10,009+74.7% | $5,403+223.5% |