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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,312 | $49,896-33.2% | $80,627-58.7% | $75,173-55.7% |
| Participation rate | 71.2% | 55.3%+15.9pp | 67.0%+4.2pp | 67.2%+4.0pp |
| Annual return | -31.87% | 34.67%-66.5pp | 936.76%-968.6pp | 160.72%-192.6pp |
| Employer contribution / active EE | $4,154 | $1,699+144.5% | $2,723+52.6% | $2,671+55.5% |
| Participant deferral / active EE | $7,084 | $2,992+136.8% | $4,443+59.4% | $4,126+71.7% |
| Admin fee / account holder | $2,264 | $3,578-36.7% | $5,381-57.9% | $5,651-59.9% |