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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,926 | $82,674-55.3% | $125,381-70.5% | $68,486-46.1% |
| Participation rate | 59.3% | 75.1%-15.7pp | 82.4%-23.1pp | 67.9%-8.6pp |
| Annual return | 6.04% | -5.97%+12.0pp | 572.31%-566.3pp | -7.85%+13.9pp |
| Employer contribution / active EE | $3,149 | $3,382-6.9% | $4,815-34.6% | $2,597+21.3% |
| Participant deferral / active EE | $5,738 | $6,111-6.1% | $7,448-23.0% | $4,028+42.5% |
| Admin fee / account holder | $568 | $6,277-90.9% | $10,007-94.3% | $5,404-89.5% |