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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,400 | $57,590+242.8% | $86,233+128.9% | $82,448+139.4% |
| Participation rate | 69.0% | 57.9%+11.2pp | 69.0%0pp | 68.1%+1.0pp |
| Annual return | 698.38% | 22.41%+676.0pp | 61.39%+637.0pp | 41.64%+656.7pp |
| Employer contribution / active EE | $3,468 | $1,655+109.5% | $2,504+38.5% | $2,551+36.0% |
| Participant deferral / active EE | $8,129 | $3,080+163.9% | $4,559+78.3% | $4,139+96.4% |
| Admin fee / account holder | $11,244 | $4,730+137.7% | $8,342+34.8% | $7,234+55.4% |