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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,247 | $82,678-48.9% | $125,391-66.3% | $68,490-38.3% |
| Participation rate | 97.5% | 75.1%+22.4pp | 82.4%+15.1pp | 67.9%+29.6pp |
| Annual return | -14.45% | -5.97%-8.5pp | 572.41%-586.9pp | -7.85%-6.6pp |
| Employer contribution / active EE | $2,547 | $3,382-24.7% | $4,816-47.1% | $2,597-1.9% |
| Participant deferral / active EE | $1,653 | $6,111-73.0% | $7,448-77.8% | $4,028-59.0% |
| Admin fee / account holder | $2,659 | $6,277-57.6% | $10,009-73.4% | $5,403-50.8% |