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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,387 | $77,817-61.0% | $123,553-75.4% | $64,173-52.6% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -5.40% | 12.49%-17.9pp | 119.21%-124.6pp | 7.63%-13.0pp |
| Employer contribution / active EE | $4,766 | $3,014+58.1% | $4,628+3.0% | $2,381+100.2% |
| Participant deferral / active EE | $4,364 | $5,240-16.7% | $6,426-32.1% | $3,470+25.8% |
| Admin fee / account holder | $3,688 | $5,519-33.2% | $9,284-60.3% | $4,887-24.5% |