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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,774 | $64,176-73.9% | $112,249-85.1% | $66,938-74.9% |
| Participation rate | 74.1% | 68.4%+5.6pp | 75.1%-1.0pp | 69.8%+4.3pp |
| Annual return | -16.64% | -13.80%-2.8pp | 27.48%-44.1pp | 1.58%-18.2pp |
| Employer contribution / active EE | $781 | $3,007-74.0% | $3,636-78.5% | $2,545-69.3% |
| Participant deferral / active EE | $1,968 | $3,694-46.7% | $4,729-58.4% | $4,238-53.6% |
| Admin fee / account holder | $0 | $626-100.0% | $6,412-100.0% | $594-100.0% |