Retirement plan

AFL-CIO DEFERRED COMPENSATION PLAN

Name: TRUSTEE & BOARD OF DIRECTORS OF AFL-CIO DEFERRED COMPENSATION PLAN - AFL-CIO DEFERRED COMPENSATION PLAN (2017) Form 5500
Creator: TRUSTEE & BOARD OF DIRECTORS OF AFL-CIO DEFERRED COMPENSATION PLAN
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, AFL-CIO DEFERRED COMPENSATION PLAN, TRUSTEE & BOARD OF DIRECTORS OF AFL-CIO DEFERRED COMPENSATION PLAN

TRUSTEE & BOARD OF DIRECTORS OF AFL-CIO DEFERRED COMPENSATION PLANEIN 52-1417400Plan #401PY 2017

815 16TH STREET, N.W., ROOM 3084 - WASHINGTON, DC 200064104202-637-3901

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$105.3M

+12.3% from 2016

Total participants

1,301

-4.3% from 2016

Average account balance

$80,947

+17.4% from 2016

Annual return

16.64%

+9.61 pp from 2016

Benchmarks

See 808 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants250-999

Cohort808 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$154.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$102K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,520

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

79.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.93M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.28%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$139

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
PRUDENTIAL RETIREMENT INSURANCE AND3+ years Filed as: PRUDENTIAL RETIREMENT INSURANCE AN Service code 15 · EIN 06-1050034	Recordkeeping	$131,576
THE SEGAL COMPANY3+ years Service code 16 · EIN 13-1835864	Consulting	$61,250
CALIBRE CPA GROUP PLLC3+ years Filed as: CALIBRE CPA GROUP, PLLC Service code 10 · EIN 47-0900880	Accounting	$25,000
UNION INSURANCE GROUP3+ years Service code 23 · EIN 36-4226088	Insurance services	$20,532
BREDHOFF & KAISER3+ years Filed as: BREDHOFF & KAISER, PLLC Service code 29 · EIN 52-0969534	Legal	$17,286
THE SEGAL COMPANY1 year Filed as: SEGAL MARCO ADVISORS Service code 27 · EIN 13-2646110	Advisory (Plan)	$10,000
AFLCIO HOUSING INVESTMENT TRUST2 years Filed as: AFL-CIO Service code 10 · EIN 53-0228172	Accounting	$5,609

Plan features & details

Pension benefit codes2E2F2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$272K

$320 / participant

Investment mgmt$10K3.7%
Other / not subdivided$262K96.3%

% of EOY assets

0.258%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CALIBRE CPA GROUP PLLC
Auditor EIN: 470900880
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$80,947

$46,100+75.6%

$86,582-6.5%

$69,631+16.3%

Participation rate

100.0%

67.2%+32.8pp

73.5%+26.5pp

70.7%+29.3pp

Annual return

16.64%

21.02%-4.4pp

965.08%-948.4pp

27571.02%-27554.4pp

Employer contribution / active EE

$731

$1,850-60.5%

$2,839-74.3%

$2,032-64.0%

Participant deferral / active EE

$5,467

$2,432+124.8%

$3,609+51.5%

$3,224+69.6%

Admin fee / account holder

$209

$94+122.7%

$4,904-95.7%

$110+89.2%

Provider

Service type

Compensation

PRUDENTIAL RETIREMENT INSURANCE AND3+ years

Filed as: PRUDENTIAL RETIREMENT INSURANCE AN

Service code 15 · EIN 06-1050034

Recordkeeping

$131,576

THE SEGAL COMPANY3+ years

Service code 16 · EIN 13-1835864

Consulting

$61,250

CALIBRE CPA GROUP PLLC3+ years

Filed as: CALIBRE CPA GROUP, PLLC

Service code 10 · EIN 47-0900880

Accounting

$25,000

UNION INSURANCE GROUP3+ years

Service code 23 · EIN 36-4226088

Insurance services

$20,532

BREDHOFF & KAISER3+ years

Filed as: BREDHOFF & KAISER, PLLC

Service code 29 · EIN 52-0969534

Legal

$17,286

THE SEGAL COMPANY1 year

Filed as: SEGAL MARCO ADVISORS

Service code 27 · EIN 13-2646110

Advisory (Plan)

$10,000

AFLCIO HOUSING INVESTMENT TRUST2 years

Filed as: AFL-CIO

Service code 10 · EIN 53-0228172

Accounting

$5,609

AFL-CIO DEFERRED COMPENSATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

AFL-CIO DEFERRED COMPENSATION PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion