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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $467,485 | $165,381+182.7% | $149,730+212.2% | $158,966+194.1% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 13.96% | 348.29%-334.3pp | 276.70%-262.7pp | 302.95%-289.0pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $9,026 | $7,182+25.7% | $6,843+31.9% | $5,983+50.9% |
| Admin fee / account holder | $3,133 | $10,809-71.0% | $9,310-66.3% | $11,250-72.2% |