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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,983 | $157,296+154.9% | $141,191+184.0% | $152,897+162.3% |
| Participation rate | 85.7% | 84.8%+0.9pp | 82.5%+3.2pp | 82.5%+3.3pp |
| Annual return | 17.13% | 64.34%-47.2pp | 71.41%-54.3pp | 345.43%-328.3pp |
| Employer contribution / active EE | $6,296 | $5,262+19.6% | $4,736+32.9% | $4,764+32.2% |
| Participant deferral / active EE | $12,238 | $7,111+72.1% | $6,710+82.4% | $5,851+109.2% |
| Admin fee / account holder | $84,704 | $12,125+598.6% | $10,264+725.2% | $11,599+630.2% |