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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,558 | $135,645-52.4% | $110,243-41.4% | $135,379-52.3% |
| Participation rate | 77.8% | 83.5%-5.7pp | 79.8%-2.0pp | 82.6%-4.9pp |
| Annual return | -7.95% | 513.24%-521.2pp | 314.76%-322.7pp | 519.79%-527.7pp |
| Employer contribution / active EE | $5,939 | $4,907+21.0% | $3,827+55.2% | $4,779+24.3% |
| Participant deferral / active EE | $4,338 | $5,507-21.2% | $4,672-7.1% | $5,609-22.7% |
| Admin fee / account holder | $46,610 | $11,458+306.8% | $8,548+445.3% | $10,828+330.5% |