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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,290 | $115,814+193.0% | $101,275+235.0% | $158,982+113.4% |
| Participation rate | 89.5% | 79.4%+10.1pp | 75.8%+13.7pp | 82.0%+7.5pp |
| Annual return | 6.48% | 56.16%-49.7pp | 46.48%-40.0pp | 302.99%-296.5pp |
| Employer contribution / active EE | $5,949 | $4,176+42.5% | $3,660+62.5% | $4,763+24.9% |
| Participant deferral / active EE | $7,677 | $4,958+54.8% | $4,371+75.7% | $5,983+28.3% |
| Admin fee / account holder | $33,441 | $7,249+361.3% | $5,948+462.2% | $11,252+197.2% |