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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,879 | $107,363+197.9% | $92,909+244.3% | $152,897+109.2% |
| Participation rate | 81.0% | 79.8%+1.2pp | 76.0%+4.9pp | 82.5%-1.5pp |
| Annual return | 20.41% | 145.63%-125.2pp | 109.44%-89.0pp | 345.43%-325.0pp |
| Employer contribution / active EE | $2,205 | $4,222-47.8% | $3,653-39.6% | $4,764-53.7% |
| Participant deferral / active EE | $7,625 | $4,848+57.3% | $4,238+79.9% | $5,851+30.3% |
| Admin fee / account holder | $20,657 | $7,082+191.7% | $5,795+256.5% | $11,599+78.1% |