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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $601,560 | $100,970+495.8% | $96,576+522.9% | $137,256+338.3% |
| Participation rate | 85.0% | 82.6%+2.4pp | 81.4%+3.6pp | 80.0%+5.0pp |
| Annual return | 15.42% | 38.16%-22.7pp | 38.47%-23.0pp | 220.34%-204.9pp |
| Employer contribution / active EE | $1,940 | $3,809-49.1% | $3,553-45.4% | $4,156-53.3% |
| Participant deferral / active EE | $6,670 | $8,286-19.5% | $7,956-16.2% | $6,407+4.1% |
| Admin fee / account holder | $29,134 | $11,312+157.5% | $11,381+156.0% | $12,270+137.4% |