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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,432 | $162,136-41.1% | $152,301-37.3% | $154,746-38.3% |
| Participation rate | 88.2% | 84.1%+4.1pp | 82.4%+5.8pp | 80.7%+7.5pp |
| Annual return | 8.45% | 91.02%-82.6pp | 80.50%-72.1pp | 172.34%-163.9pp |
| Employer contribution / active EE | $8,441 | $4,890+72.6% | $4,624+82.5% | $4,379+92.8% |
| Participant deferral / active EE | $9,384 | $8,341+12.5% | $8,004+17.2% | $6,730+39.4% |
| Admin fee / account holder | $32,387 | $15,759+105.5% | $14,398+124.9% | $14,365+125.5% |