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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,006 | $140,592-77.9% | $123,105-74.8% | $125,389-75.3% |
| Participation rate | 89.5% | 88.2%+1.3pp | 86.8%+2.7pp | 83.2%+6.3pp |
| Annual return | -0.73% | 16.80%-17.5pp | 13.22%-14.0pp | 282.24%-283.0pp |
| Employer contribution / active EE | $386 | $6,041-93.6% | $5,151-92.5% | $4,866-92.1% |
| Participant deferral / active EE | $2,307 | $6,980-67.0% | $6,229-63.0% | $5,352-56.9% |
| Admin fee / account holder | $728 | $11,198-93.5% | $9,014-91.9% | $9,541-92.4% |