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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,449 | $52,911+148.4% | $73,309+79.3% | $59,633+120.4% |
| Participation rate | 57.7% | 68.2%-10.5pp | 74.9%-17.2pp | 68.7%-11.0pp |
| Annual return | -2.02% | 12.20%-14.2pp | 5.67%-7.7pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $1,370 | $1,909-28.2% | $3,237-57.7% | $2,203-37.8% |
| Participant deferral / active EE | $5,311 | $4,069+30.5% | $4,991+6.4% | $3,192+66.4% |
| Admin fee / account holder | $10,270 | $3,835+167.8% | $5,635+82.3% | $4,297+139.0% |