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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,768 | $106,008-79.5% | $92,240-76.4% | $147,586-85.3% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 18.97% | 50.05%-31.1pp | 176.29%-157.3pp | 578.59%-559.6pp |
| Employer contribution / active EE | $2,718 | $4,333-37.3% | $3,680-26.1% | $4,876-44.3% |
| Participant deferral / active EE | $2,463 | $4,478-45.0% | $3,897-36.8% | $5,439-54.7% |
| Admin fee / account holder | $2,544 | $6,333-59.8% | $5,194-51.0% | $10,886-76.6% |